On this page 5 sections

Choose an income route
| Activity | What to plan |
|---|---|
| Collect and sell loot | A target, bag space, buyer and exit |
| Haul or flip cargo | Suitable transport and a destination |
| Base production | Space, inputs and time to manage it |
| Police service | A station slot and current equipment conditions |
| Settlement ownership | Capital, residents and a safe collection trip |
| Clan territory control | A group that can contest and hold territory |
This is an activity list, not an earnings ranking. The sources do not publish comparable profits per hour. Choose a route you understand, inspect current costs and avoid investing every asset in an untested plan.
Turn a sale into secured funds
Locate the dollar-marked van or Sales Center buyer, complete the sale and collect cash from the counter. Leaving it there gives someone else another chance to take it.
Visit Looty Bay Bank as a Civilian to open an account. Your base’s Laundering Desk processes cash over time; ATMs allow withdrawal. Earning, transporting and laundering are separate stages. A successful robbery does not complete all three.
Know what protection covers
Banking protects against theft before the next reset. It does not insure funds against the wipe. Owners also need to collect settlement income in person.
Late in a cycle, compare the time needed for a purchase to become useful with the server’s remaining time. This is a planning suggestion, not a profitability formula. You need the actual opening time for a useful wipe estimate.
Can someone steal physical cash?
Yes. Account for carried cash and uncollected proceeds when choosing a route.
Does bank money survive the wipe?
Official protection lasts until the next wipe; the Federal Raid resets cash.
What is the fastest way to earn?
No comparable verified earnings test is published here. Choose an activity that fits your equipment and group, then check prices before spending.
Sources and editorial check
Checked 2026-11-11. This is an independent guide. Game rules can change during Early Access.
- Kefir Support: Making money
- Kefir Support: Banking and laundering
- Kefir Support: Can money be stolen?
- Kefir Support: Settlement income
- Kefir Support: Selling loot
- Kefir Support: Federal Raid and wipe